Money Game
Make Your Money Work
Getting paid is exciting. Understanding what to do next can make the money even more valuable.
1
Your Check
2
Make a Plan
3
See the Impact
PAY TO THE ORDER OF
NIL-templ
THE ATHLETE
$
MEMO
NIL Opportunity
Future You
Choose a sample check
You received
$0
Decide what every dollar will do before you spend it.
Put Away for Taxes
Money earned through NIL, appearances, camps, merchandise and sponsorships may create a tax obligation.
$
Invest for the Future
Give part of today's money the opportunity to grow for your future.
$
Spend or Save Now
Use this money for your current needs, goals, savings or purchases.
$
Your Check
$0
Allocated
$0
Still Unassigned
$0
The impact of your decision
You invested $0
Here is one example of how that single investment could grow over time.
Estimated Annual Return
Change the percentage to compare different hypothetical growth rates.
%
One check. Two choices.
Spending today versus investing for tomorrow
Based on a
7%
annual return
Amount available to spend now
$0
Immediate value
VS
Investment value in 30 years
$0
Estimated future value
Where Your Check Went
Total Check
$0
Taxes
$0
Invested
$0
Spend or Save Now
$0
The most important move happens before you spend.
Setting money aside for taxes can help prevent surprises. Investing part of a check gives that money time to potentially grow. A plan lets you enjoy some of your money now without ignoring your future.
Educational example:
This calculator provides hypothetical estimates for educational purposes only. Investment returns are not guaranteed. Tax obligations vary. Athletes should speak with qualified tax, legal and financial professionals before making decisions.
Free College Athlete Planning Tool
You cannot do everything at once.
Build your actual week, add the things you want to accomplish, and see what realistically fits into your available time.
The goal is not to fill every open minute.
The goal is to understand your limits, protect recovery, and make intentional decisions about what matters most right now.
Step 1
Set the boundaries of your week
Start with the hours you are normally awake. Sleep is protected and will not be used for goal scheduling.
These hours stay unscheduled for recovery, unexpected
responsibilities, and real life.
Days available for goal work
Turn off any day you want to keep completely free from extra goal work.
Step 2
Add your concrete schedule
Enter everything that already owns part of your time. Include class, practice, lifting, treatment, travel, meetings, study hall, work, meals, and personal responsibilities.
No commitments added yet
Add the parts of your week that cannot be moved.
Step 3
Add your goals and responsibilities
Add as many as you need. The planner will show you what actually fits and what may need to wait.
Examples:
No goals added yet
Add something you want to improve, maintain, or take responsibility for.
What do the attack levels mean?
Maintain
1 block per week
Keep it alive without making it a major focus.
Steady
2 blocks per week
Make consistent progress without overloading the week.
Focused
4 blocks per week
Give it meaningful attention as an active priority.
All-in
6 blocks per week
Treat it as one of your biggest priorities right now.
Step 4
Build your realistic weekly plan
The planner uses 30-minute blocks and places higher-priority goals first.
Your 30-minute blocks will appear here
Add your schedule and goals, then build the plan to see what fits.
Your goals exceed your available time
Your plan fits within your current week
You still need flexibility. A plan that fits on paper should also leave room for recovery and unexpected changes.
Your weekly block schedule
Each scheduled goal block is 30 minutes. Swipe sideways on a phone to view each day.
Goals that did not fully fit
These are not failures. They are signals that you need to reduce, delay, delegate, or replace something.
Fixed schedule
Add commitment
Goal planning